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Vicki Whipple Partners, REALTORŪ, real estate agents and broker for Downers Grove Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)


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About Me: Downers Grove Illinois home buying, real estate listings, and homes for sale in DuPage                         County, IL
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Real Estate Tips
Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Real Estate Trivia
Q 
What group of settlers introduced the log cabin to the New World?

A 
The Swedish settlers of Delaware brought their own timber for building log cabins, a style that originated in Finland.
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Vicki Whipple Partners, REALTORŪ, real estate agents and broker for Downers Grove Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Vicki Whipple Partners
Platinum Partners Realtors

5200 Main Street
Downers Grove, IL 60515
Direct: 630-964-6420
Vicki Whipple Cell: 630-430-7650
Bob Whipple Cell: 630-926-5894
Fax: 630-964-6925
Email: vickicrs@aol.com

Vicki Whipple has been selling homes since 1985. With so many years of experience, her expertise will make your move smooth and as hassle free as possible. Call or contact her via e-mail today!

ABRCRSGRI


Platinum Partners Realtors real estate and homes for sale in Downers Grove Illinois

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